Participant Information


Click on the headers below to expand the document lists.

Log In (or Register if you have not done so already) for personalized information and additional resources, such as the Pension Estimator. Not registered? This video will show you how.

NEW! The AFM-EPF QUICK GUIDE - a one page overview of our Plan benefits and rules, and resources available to Participants. Refer to the Summary Plan Description and Plan Document for complete information.

How Our Pension Plan Works
Learn more about AFM-EPF, its Trustees and your pension benefit
What is the AFM-EPF? Folder
Role of a Trustee
How the Plan is Governed Folder
How the Money Flows Folder
What the Fund Office Does Folder
Benefits of Diversification Folder
Take a Tour of the Participant Portal Folder
Life Happens
Tips and information to help you manage life's unexpected events
You Need to Designate a Beneficiary
How to Check or Change Your Beneficiary Folder
What to Do if You Get Divorced
How You Can Protect Your Loved Ones Folder
How and When to Contact the Fund Office
What to Do if Your Spouse Dies
Retirement is Down the Road
Things to consider and action to take even if retirement is years away
You Need to Designate a Beneficiary
How to Check or Change Your Beneficiary Folder
Tips You Can Use Now
How to Register for the Participant Portal Folder
About the Pension Estimator
• Quick Overview Folder
• How it Works Folder
Retirement is Around the Corner
Be prepared. Learn what you need to do before you need to do it!
Tips for Approaching Retirement
Things to Consider if Retiring Early
• You Must Intend To Stop Working
• Your Benefit Is Reduced
You Need to Designate a Beneficiary
How to Check or Change Your Beneficiary Folder
How to Register for the Participant Portal Folder
About the Pension Estimator
• Quick Overview Folder
• How it Works Folder
Navigating the Application Process Folder
Optional Forms of Payment
How to Start Your Benefits - At a Glance
Who Gets Your Benefit After You Die?
Receiving a Pension Benefit
Helpful information if you're receiving your pension
If You Work After You Start Benefits
What to Keep in Mind When You Are Receiving Your Benefit
Who Gets Your Benefit After You Die?
What to Do if Your Spouse Dies